BETTER Off North Ayrshire wants you to speak to them about any financial worries you might be going through.

With some North Ayrshire households falling behind with their finances as a result of Christmas, the Better off North Ayrshire team are encouraging people to make a new year’s resolution to speak to them for debt advice and help with making a plan for next Christmas.

Better off North Ayrshire, is a local service for working age people who live in the area which can can assist lone parents, people out of work or on low incomes to improve their financial circumstances. Support offered includes benefits advice, reducing energy bills, affordable loans, budgeting advice, affordable household goods, best deals through digital access and managing debt.

For more information visit northayrshire.betteroff.org.uk.