GETTING on the property ladder and trying to move up it can be difficult – especially with the cost-of-living crisis trudging on.

That’s why we’ve compiled a list of five homes in the Three Towns under £65,000 and currently on the market for 2023.

From kitted-out family homes to fixer-upper flats, no matter what kind of home you’re looking to buy this year these properties should have you covered.

Countess Street, Saltcoats

Offers over £30,000

Ardrossan and Saltcoats Herald: The property is located above the CCUS Scotland shopThe property is located above the CCUS Scotland shop (Image: Rightmove)

FLAT 47a, added to the market last month, is a one-bedroom first floor flat located in the heart of Saltcoats.

Ardrossan and Saltcoats Herald: The flat has been well-maintained insideThe flat has been well-maintained inside (Image: Rightmove)

The property benefits from high ceilings and generously-sized front facing open plan lounge/kitchen, plus good storage space throughout, double glazing and electric central heating.

Ardrossan and Saltcoats Herald: Views of the nearby train stationViews of the nearby train station (Image: Rightmove)

More details here.

Glasgow Street, Ardrossan

Offers over £32,500

Ardrossan and Saltcoats Herald: Glasgow Street, ArdrossanGlasgow Street, Ardrossan (Image: Rightmove)

REQUIRING some TLC, this one-bedroom ground floor flat is sold as seen and would benefit from the installation of a new kitchen, new bathroom and general re-decoration throughout.

Ardrossan and Saltcoats Herald: A degree of renovation is required throughoutA degree of renovation is required throughout (Image: Rightmove)

The property benefits from new gas central heating, a recently-refurbished roof and has no chain attached to it.

Ardrossan and Saltcoats Herald: The property is sold as seenThe property is sold as seen (Image: Rightmove)

Find out more here.

Sharphill Road, Saltcoats

Fixed price £50,000

Ardrossan and Saltcoats Herald: 8 Sharphill Road, Saltcoats8 Sharphill Road, Saltcoats (Image: Rightmove)

A FIXED price of £50,000 is all it would take to snap up this ground floor traditional flat in Saltcoats.

Ardrossan and Saltcoats Herald: The property has been on the market since NovemberThe property has been on the market since November (Image: Rightmove)

With two bedrooms, a fitted kitchen and a modern bathroom it is ideal for first-time buyers or the elderly alike.

Ardrossan and Saltcoats Herald: The property has a modern bathroom and a fitted kitchenThe property has a modern bathroom and a fitted kitchen (Image: Rightmove)

View the listing here.

Station Road, Stevenston

Offers over £57,000

Ardrossan and Saltcoats Herald: The house is being advertised as an excellent investment opportunityThe house is being advertised as an excellent investment opportunity (Image: Rightmove)

ADDED in October by Welcome Homes Ayrshire, this three-bedroom terraced house has been gutted but has the potential to create a fantastic family home.

Ardrossan and Saltcoats Herald: The property requires upgrading and modernisationThe property requires upgrading and modernisation (Image: Rightmove)

With a good-sized kitchen and enclosed front and rear gardens it should be attractive to any potential investors. There is just one catch: it's for cash buyers only.

Ardrossan and Saltcoats Herald: The house has fantastic potentialThe house has fantastic potential (Image: Rightmove)

For more information click here.

St Monach's Place, Stevenston

Offers over £65,000

Ardrossan and Saltcoats Herald: The house has three bedrooms and one bathroomThe house has three bedrooms and one bathroom (Image: Rightmove)

THIS three-bedroom terraced house requires some upgrading but would be an ideal purchase for first-time buyers or buy-to-let.

Ardrossan and Saltcoats Herald: The listing states the property is ideal for first-time buyers or buy to letThe listing states the property is ideal for first-time buyers or buy to let (Image: Rightmove)

It has well-maintained chipped gardens to the front and rear and is conveniently located for easy access to the town centre.

Ardrossan and Saltcoats Herald: The property benefits from a large back gardenThe property benefits from a large back garden (Image: Rightmove)

View the full listing here.